Oftentimes, potential clients come to our office because they have a pile of student debt. This debt, with its high monthly payments, becomes unmanageable and burdensome. Consequently, some of these people rack up other debt while trying to stay above water. For example, some will rely on credit cards to pay for food and other essential items. This is indeed [...]
Have you ever heard of a law firm offering a 14-day money-back guarantee? Well, it is an offer from Lucid Law. Why would we do this? To give our clients peace of mind. You see, we know how hard it is to hire an attorney for anything. It's a big decision. Hiring an attorney for bankruptcy? That's even harder. In [...]
In my ongoing series of technology and bankruptcy, today I am writing about Robinhood. For the unaware, Robinhood is a mobile app providing commission-free trades of stocks, exchange-traded funds, and cryptocurrencies. In other words, you can buy and sell securities on your cell phone and computer. Like most apps, Robinhood is convenient, easy to use, and inexpensive. However, there is [...]
On November 1 at 8:15 a.m., Lucid Law kicks off its Workshop Series with Credit Repair and Credit Utilization. The Financial Grief Managed Workshop Series will include topics such as Credit Repair, Loan Modifications, Reverse Mortgages, Automobile Financing, Tax Debt, Student Loan Debt, and more! Our workshop series is on Mondays in our Bridgewater office. If you cannot come in [...]
On Thursday, October 21, Lucid Law is participating at the Somerset County Business Partnership's BizFest & Wellness Expo. The Expo is at TD Bank Ballpark, home of the Somerset Patriots, 1 Patriots Park in Bridgewater, New Jersey. It is being held from 2:00 PM - 5:00 PM. In addition, General Admission to this event is FREE! For more information, please [...]
Karina Lucid appeared in a New Jersey Law Journal article, 'Can't Erase These Images': The Legal Community Remembers 9/11. In the article, attorneys shared a range of stories about their personal September 11 experiences and the lasting memories. Accordingly, Lucid reflects on September 11 and its impact on her. Lucid was a newlywed and second-year law student at Seton Hall [...]
I have been writing about how technology can contribute to bankruptcy. In keeping with this theme, today I will address online gambling and bankruptcy. With the 2021 NFL season kicking off this week, it is a good time to discuss this topic. For example, the American Gaming Association estimates that a record 45.2 million Americans will bet on NFL football [...]
In my last blog, I wrote about how technology contributes to bankruptcy. That blog is an overview of two basic themes. First, that technological advancements can destroy certain industries, thus potentially taking away one’s livelihood virtually overnight. Second, certain technology tools and Apps can lead to financial trouble. So, in keeping with this theme, today I am writing about how [...]
In April, I wrote a blog with the title New Jersey Law Journal – 194,000 Eviction Cases by Next Year. Well, the federal moratorium on evictions will expire on Saturday, July 31. However, there is potentially good news for New Jersey tenants because New Jerseyans behind on rent are protected from lockouts for a longer period depending on their income. [...]
Recently, I saw several articles where Wells Fargo announced the elimination of personal lines of credit. According to the reports, the elimination of these lines of credit will be final over the next few weeks. Wells Fargo customers rely on these lines, in the $3,000 - $100,000 range, to consolidate higher interest debt like credit cards, pay for major projects [...]
