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Bankruptcy in NJ

Mortgage Forbearance, Loan Modifications & Refinancing

I came across an article on Yahoo Finance about mortgage payments during the pandemic. The title of the article is Joe Biden just gave homeowners an even longer break from mortgage payments. Basically, the article discusses the extension of the government’s mortgage forbearance program. This program was put in place so people can keep their homes during the COVID-19 financial crisis. Please refer [...]

Lucid Law Moves Headquarters to Bridgewater

Effective February 1, 2021, Lucid Law will be headquartered at: 1065 Route 22 West, Suite 2B Bridgewater, NJ 08807 The firm is relocating from Liberty Corner. Karina Lucid, Founder and President, says, “As a bankruptcy law firm, we pride ourselves on our ability to give clients a fresh start to their financial lives.  Our new office is our fresh start [...]

Financial, legal tools to help New Jerseyans

Karina Lucid, owner of Lucid Law, is featured on NJ.com. Karina discusses Financial, legal tools to help New Jerseyans to a brighter financial start in 2021. Many New Jersey residents face financial hardship due to the pandemic and the economic fallout. She says that those with mounting debt should look at budgeting, loan modifications, and possible Chapter 13 bankruptcy as financial [...]

2021-02-19T14:36:57+00:00Bankruptcy in NJ|

Debunked – Bankruptcy Costs More Than it is Worth

One of the biggest myths of bankruptcy is that its costs more than it is worth. This is simply not true. Look at it this way, once you get rid of your creditors, you will have more money. The costs associated with bankruptcy will be peanuts in comparison. Collections agencies, credit card companies, big banks, mortgage lenders, and all the [...]

File Bankruptcy and Be Done Being Scared!

The thought of personal bankruptcy creates fear for many people. But the truth is, there are greater fears that bring you to the brink of filing for bankruptcy. So rather than focus on the fear of bankruptcy, here is a different perspective – file bankruptcy and be done being scared. Let me explain further. Are you scared that your bills [...]

My Employer Closes or Files for Bankruptcy, Now What?

What Happens if My Employer Closes or Files for Bankruptcy? Lately, not a day goes by that we do not hear about another well-known business filing bankruptcy due to COVID-19. In fact, I just came across an interesting article from NBC News. It is called Which major retail companies have filed for bankruptcy since the coronavirus pandemic hit? Here's the [...]

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