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Bankruptcy Gives You a Fresh Start

Our bankruptcy attorney helps individuals & businesses solve debt problems.

Bankruptcy A Fresh Start by Karina Pia Lucid, Esq.

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Bankruptcy: A Fresh Start

By Karina Pia Lucid, New Jersey Bankruptcy Attorney

New Jersey Bankruptcy Attorney

Karina Pia Lucid is an experienced and dedicated New Jersey bankruptcy lawyer. We handle every bankruptcy case with respect, care, and compassion to ensure that the individual needs and interests of our client are met.

From a giant corporation to a single person with financial trouble, we provide the highest quality New Jersey bankruptcy representation available. With locations in Liberty Corner, NJ & Morristown, NJ we solve debt problems for people in Elizabeth, NJ and Somerville, NJ and the surrounding communities. Unlike some bankruptcy law firms in New Jersey, we do not outsource appearances to non-attorneys.

We help individuals and small businesses obtain relief from their financial burdens through bankruptcy.

new jersey bankruptcy attorney

Filing for bankruptcy is a very personal matter – and we can talk to you to figure out when is the best time for your individual situation.

Our Commitment

We represent corporate and companies of all sizes in chapter 7 bankruptcy and chapter 11 bankruptcy cases. Our experienced New Jersey bankruptcy attorneys handle business bankruptcy for debtors across the region. Our experience with business bankruptcy means that you can rest well at night knowing your bankruptcy is handled properly.

We represent ordinary people who have fallen on difficult financial times to file chapter 7 bankruptcy, chapter 13 bankruptcy and even chapter 11 bankruptcy for larger bankruptcy cases. We have experience with consumer bankruptcy filing in New Jersey. We understand your situation and will work with you to find a solution in bankruptcy.

Creditors often need representation in bankruptcy proceedings in New Jersey. Creditors have a lot at stake and require an experienced New Jersey bankruptcy attorney to protect their interests.

We serve bankruptcy clients with cases proceeding in the United States Bankruptcy Courts for the District of New Jersey in Newark, Trenton and Camden Vicinages.

Here at Lucid Law, we provide our clients with high-quality legal representation in New Jersey bankruptcy cases.

  • Dedication – we take the time to learn about the particulars of your personal and financial circumstances and craft a bankruptcy solution designed to produce the best possible outcome

  • Experience – you are always represented by a New Jersey bankruptcy attorney who understands your needs and has the depth of bankruptcy law experience to smooth out the bumpy roads of the bankruptcy process

  • Knowledge – we will never send a bankruptcy attorney to court that you do not know or who does not have knowledge about your case to cover a bankruptcy hearing or attend a bankruptcy meeting with you.

Personal Bankruptcy Chapters Filed




Bring us your lemons…

Life has given you lemons; we have the perfect lemonade recipe for you.

As a solo practitioner, New Jersey bankruptcy attorney Karina Lucid brings together the know-how of a successful small business owner, the skills and experience of a big firm bankruptcy litigator, and the balanced approach of a seasoned credit repair counselor. Providing the best bankruptcy representation
possible is what she wants to be known for in New Jersey.

NJ bankruptcy firm satisfied clients

What Clients Have To Say…

People we’ve helped reach a brighter future with bankruptcy in New Jersey

I arrived at Lucid Law after speaking with several bankruptcy attorneys in the area and thank God for directing me there. I am a widow and needed to protect my home from overwhelming credit card debt. I did not need compassion but good solid legal advice and a full explanation of all my options. I was met with both and received an honest and thorough explanation and felt no obligation after my first free consultation.

When I decided to move forward with a chapter 13 I was guided or the way through the process. It was explained that I had to do some of the work by providing accurate records and paperwork which was a challenge but very realistic. Annaliesa, the senior paralegal, was there to guide me with all my questions and provide me with dates and my obligations. I was treated with respect and some compassion and guided to my final goal without feeling like I was a irresponsible person but a person in need of financial guidance. When my court interview finally happened I wanted Karina to sit through it on the zoom meeting to make me more comfortable. She had me come into the office and we did this personally in a protective professional environment.

It happened exactly as promised in my first consultation with no additional fees or drama. I feel like a relieved women living in the home I love while becoming financially responsible. I am just awaiting the final court paperwork that will be coming in a few weeks. I am so grateful to this firm and the fine people who work for it and would give my highest recommendation.

Sharon L.

Please let me start by saying thank you from the bottom of my heart. I was at my jumping-off point, to say the least. Trying to fix my problems myself only resulted in digging myself deeper in debt. I thought my situation was hopeless.

After meeting with Karina for the first time gave me a sense of hope and left me with a better feeling about myself. Working through all the details and documents with Meagan was a pleasure and very refreshing to deal with a real professional.

Again I’d like to thank Karina, Meagan, Sandra, and Debra for their utmost diligence, expertise, and kindness.

Steve M.

Let’s face it.., if you are looking for a bankruptcy and/or debt litigation/mediation attorney, most likely is does not fall under the category of one of the greatest times of your life. In fact it can have a severe emotional toll on you and your family…, leading to fear, depression, and much more. I thank God that I met Karina. She literally is a light at the end of the tunnel, a tunnel that leads to a new beginning.

It is rare to find the expertise and professionalism combined with compassion and grace that Karina possess. She has held the torch for myself and my family. She walked us through the entire Bankruptcy process, ensuring us that all would be ok, leading the charge for the challenging uphill battle while remaining poised the entire way……

Gabriel, Client
In such a troubling time her advice was reassuring compassionate and on point. She took the time to listen and not only provided top-notch legal advice but gave us clear direction in such an uncertain time
Craig, Client

I found Karina to be professional, knowledgeable, accommodating, and pleasant. She communicated back and forth in a timely manner, and showed flexibility when needed. She was referred to me through a friend, and I will refer others to her as well. Thank you.

Michael, Client

Deciding to even go talk to a bankruptcy lawyer was the hardest thing I have ever had to do.  I was drowning in debt and I knew I had to take this step to change my life.  It wasn’t always an easy process from an emotional standpoint, but I trusted Karina and her team. I was not the easiest client because this was so emotional for me, but Karina and her team were always kind.  In the end, Karina’s guidance has helped me move on with my life during a difficult transition. I am happy to be debt-free. It feels like the weight of the world has been lifted and I have new things to look forward to. I highly recommend Lucid Law.

Tina P.

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