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So far Ddswayne has created 54 blog entries.

Debunked – Bankruptcy Costs More Than it is Worth

One of the biggest myths of bankruptcy is that its costs more than it is worth. This is simply not true. Look at it this way, once you get rid of your creditors, you will have more money. The costs associated with bankruptcy will be peanuts in comparison. Collections agencies, credit card companies, big banks, mortgage lenders, and all the [...]

Be Careful When Searching “Bankruptcy Attorney Near Me”

Looking for an attorney can be an incredibly stressful time - especially if it is a bankruptcy attorney. When people look for a divorce attorney, or a real estate attorney, they normally ask people they trust for a recommendation. With the embarrassment most people feel about needing to consult with a bankruptcy lawyer, they often turn to Google and type [...]

2020-10-18T09:51:45+00:00Uncategorized|

Post-Bankruptcy Car Loan Scam! Reaffirm Instead!

I am always amazed how low some organizations can be when preying on people who have filed for bankruptcy. A client recently passed along a solicitation letter that she received in the mail. It is an obvious post-bankruptcy car loan scam. Basically, this letter says that once you file for bankruptcy, all your creditors will stop reporting activity on lines [...]

2020-07-24T14:22:14+00:00Bankruptcy, Chapter 7|

Is DocketBird a Scam for Bankruptcy Filers?

It has come to my attention, that clients feel like they are being scammed by an outfit called DocketBird. According to their website, DocketBird is the most advanced, user-friendly application for accessing federal court case information. Basically, it appears the they mine data from PACER (Public Access to Court Electronic Records) for their customers. PACER, an official website of the [...]

File Bankruptcy and Be Done Being Scared!

The thought of personal bankruptcy creates fear for many people. But the truth is, there are greater fears that bring you to the brink of filing for bankruptcy. So rather than focus on the fear of bankruptcy, here is a different perspective – file bankruptcy and be done being scared. Let me explain further. Are you scared that your bills [...]

My Employer Closes or Files for Bankruptcy, Now What?

What Happens if My Employer Closes or Files for Bankruptcy? Lately, not a day goes by that we do not hear about another well-known business filing bankruptcy due to COVID-19. In fact, I just came across an interesting article from NBC News. It is called Which major retail companies have filed for bankruptcy since the coronavirus pandemic hit? Here's the [...]

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