Can I Get Relief from My Student Debt?

More often than not, when I meet with potential clients, student debt is part of the conversation. This debt, with its high monthly payments, becomes unmanageable and burdensome. Consequently, some of these people rack up other debt while trying to stay above water. For example, some will rely on credit cards to pay for food and other essential items. This [...]

Use Your Tax Refund to Get a Fresh Start

For those with unmanageable debt, I suggest that you use your tax refund to get a Fresh Start. In other words, if your medical debt, credit cards, personal loans, and other obligations are keeping you from caring for your family, you should use your tax refund to pay for your bankruptcy case. Filing for bankruptcy may be the best option [...]

2022-03-02T20:01:36+00:00Bankruptcy, Blog|

Can Creditors Harass Me After Bankruptcy?

A frequent question that comes to our office is can creditors harass me after bankruptcy? The answer is a resounding NO! Creditors cannot continue to harass you after the discharge of your bankruptcy case.  There is a specific federal law that protects you, the consumer, from creditor harassment. It is called the Fair Debt Collection Practices Act. The Fair Debt [...]

Karina Lucid Appears the Solution Point Podcast

Karina Lucid, Founder and President of Lucid Law, recently appeared on the Solution Point Podcast. In this episode, Karina discusses the importance of your credit score and related issues. For example, she discusses the perceived stigma about the filing of bankruptcy. She also addresses another myth that the bankruptcy process will ruin your credit score. In fact, while there may [...]

Karina Lucid to Discuss Business Credit

On Wednesday, February 16, Karina Lucid, Founder and President of Lucid Law, will be presenting a webinar entitled Why is Business Credit So Important? Establishing and Repairing Credit for Your Business. The webinar will take place 10 to 11 a.m. If you want more information or register, please click here. This workshop, being hosted Central Jersey SCORE, will discuss techniques [...]

Can Robinhood Bankrupt You?

In my ongoing series of technology and bankruptcy, today I am writing about Robinhood. For the unaware, Robinhood is a mobile app providing commission-free trades of stocks, exchange-traded funds, and cryptocurrencies. In other words, you can buy and sell securities on your cell phone and computer. Like most apps, Robinhood is convenient, easy to use, and inexpensive. However, there is [...]

2022-03-02T15:27:16+00:00Bankruptcy, Blog|

Lucid Law at Somerset County’s BizFest & Wellness Expo

On Thursday, October 21, Lucid Law is participating at the Somerset County Business Partnership's BizFest & Wellness Expo. The Expo is at TD Bank Ballpark, home of the Somerset Patriots, 1 Patriots Park in Bridgewater, New Jersey. It is being held from 2:00 PM - 5:00 PM. In addition, General Admission to this event is FREE! For more information, please [...]

2021-09-28T11:22:47+00:00Blog|

Karina Lucid Reflects on September 11

Karina Lucid appeared in a New Jersey Law Journal article, 'Can't Erase These Images': The Legal Community Remembers 9/11. In the article, attorneys shared a range of stories about their personal September 11 experiences and the lasting memories. Accordingly, Lucid reflects on September 11 and its impact on her. Lucid was a newlywed and second-year law student at Seton Hall [...]

2021-09-14T17:58:45+00:00Blog|
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