For our bankruptcy clients, one of the best times is when we receive notification that the bankruptcy is over and debt has been discharged. It is indeed a time for celebration. However, it has come to our attention that some of our clients do not celebrate for too long. We are doing something about it right now! It’s Not You [...]
A frequent question that comes to our office is can creditors harass me after bankruptcy? The answer is a resounding NO! Creditors cannot continue to harass you after the discharge of your bankruptcy case. There is a specific federal law that protects you, the consumer, from creditor harassment. It is called the Fair Debt Collection Practices Act. The Fair Debt [...]
One of the biggest myths of bankruptcy is that its costs more than it is worth. This is simply not true. Look at it this way, once you get rid of your creditors, you will have more money. The costs associated with bankruptcy will be peanuts in comparison. Collections agencies, credit card companies, big banks, mortgage lenders, and all the [...]
Throughout this crisis, we have seen the good in people. We have those on the front lines fighting to protect us. Essential workers are making sure that we have food on our tables. Assistance programs to help us to financially get through it. These are good things. However, we still worry about our health, the health of our loved ones, [...]
Debt collectors and debt buyers are not the only companies in the debt collection sector scamming hapless victims. Following are examples of other dubious companies running debt scams. They are out to pull the rug from under you. A bankruptcy attorney can help you escape the trap of these debt scams. 1) The Debt Settlement Companies That Want You to [...]
If your rising debts have caused increased stress or depression in your life, you’re not alone. In fact, studies by the American Psychological Association suggest that financial-related stress affects as many as 72 percent of Americans. Twenty-two percent report “extreme stress” because of their finances. While filing for bankruptcy relief can help you regain control of your finances, leaving these [...]
