FDCPA Archives | Karina Lucid Law

Your Bankruptcy is Over, Or Is It?

For our bankruptcy clients, one of the best times is when we receive notification that the bankruptcy is over and debt has been discharged. It is indeed a time for celebration. However, it has come to our attention that some of our clients do not celebrate for too long. We are doing something about it right now! It’s Not You [...]

Can Creditors Harass Me After Bankruptcy?

A frequent question that comes to our office is can creditors harass me after bankruptcy? The answer is a resounding NO! Creditors cannot continue to harass you after the discharge of your bankruptcy case.  There is a specific federal law that protects you, the consumer, from creditor harassment. It is called the Fair Debt Collection Practices Act. The Fair Debt [...]

Fair Debt Collection Practices Act and You

What is the Fair Debt Collection Practices Act? Why do you care? Or why should you care? The answer is quite simple – the Fair Debt Collection Practices Act protects you, the consumer. Also known as FDCPA, this Act was created by the Federal Government to protect people from unscrupulous collections agencies and debt collectors. Basically, the FDCPA aims to [...]

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