In December, we held a Goal Setting program as part of our Fresh Start Workshop Series. I decided to plan it this way so our clients and friends can hit the ground running in 2022. I believe one without goals is aimlessly wondering. Therefore, it is a great time of year to figure out where you want to go. While [...]
Once again, Lucid Law is participating in America Saves Week which is February 21 - 25, 2022. During the week, the program will be focusing on the following themes: Monday, February 21, 2022 | Save Automatically Tuesday, February 22, 2022 | Save for the Unexpected Wednesday, February 23, 2022 | Save to Retire Thursday, February 24, 2022 | Save by [...]
Oftentimes, potential clients come to our office because they have a pile of student debt. This debt, with its high monthly payments, becomes unmanageable and burdensome. Consequently, some of these people rack up other debt while trying to stay above water. For example, some will rely on credit cards to pay for food and other essential items. This is indeed [...]
In my ongoing series of technology and bankruptcy, today I am writing about Robinhood. For the unaware, Robinhood is a mobile app providing commission-free trades of stocks, exchange-traded funds, and cryptocurrencies. In other words, you can buy and sell securities on your cell phone and computer. Like most apps, Robinhood is convenient, easy to use, and inexpensive. However, there is [...]
As the world turns, technology continues to evolve at an astonishing pace. For example, artificial intelligence, robotics, and virtual reality are now part of our business processes. Obviously, these advances are designed to improve efficiency in the production of goods and services. They also improve quality while reducing costs. Who doesn’t want cheaper and better goods and services? Sounds great [...]
For years, millennials have gotten a bad rap. They're described as entitled, impulsive, restless, and wild. On the other hand, loyalists, fearless, wiser, and strategic are also words synonymous with this generation. What does this have to do with millennials and bankruptcy? No Shame As I have had consults with more millennials than ever over the last year, I can [...]
In just about every advertisement for lawyers, you we see the phrase call us for a free consultation. It doesn't matter what area of law as attorneys in all different practice areas offer free consultations. Divorce attorneys, small business or startup attorneys, estate planning attorneys. And yes, even bankruptcy lawyers will promote a free consultation with a bankruptcy attorney. You [...]
In my previous blog, Bankruptcy Dismissal vs. Bankruptcy Discharge, I explain these two important bankruptcy terms. Regarding dismissal, I wrote …bankruptcy filings end up being dismissed or closed by the bankruptcy court. This can happen under three circumstances. First, when you choose not to proceed with your bankruptcy case. Two, you are not able to comply with all the requirements. [...]
Buscar un abogado puede ser un momento increíblemente estresante, especialmente si se trata de un abogado de quiebras. Cuando las personas buscan un abogado de divorcios o un abogado de bienes raíces, normalmente piden una recomendación a las personas de su confianza. Con la vergüenza que siente la mayoría de las personas por la necesidad de consultar con un abogado [...]
I previously wrote about the Small Business Reorganization Act of 2019, also known as SBRA. Subchapter V, as the SBRA has become known, was created to help small business deal with financial distress by streamlining the process. Also, it make Chapter 11 more economical and less complex so that it is more accessible for individuals with high dollar amounts of [...]
